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361+ CONTRIBUTING MEMBERS

Risk & Monitoring for Cannabis Companies

Risk & Monitoring is built on the monthly A/R audits our members submit. We audit every file, turn it into aging and risk ratings, and keep watch on the accounts you already sell to — so you know the moment a customer starts paying slower, and you can act before it becomes a write-off.

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Risk monitoring

Monitored accounts

Live
AccountRisk ratingAvg. late

  • Vantrell Distribution Co.

    MI

    Very Low Risk

    -4 days

  • Ferrowick Garden Co.

    MI

    Low Risk

    6 days

  • Quillhaven Retail

    NJ

    Medium Risk

    23 days

  • Corvid Direct Eastvale

    CA

    High Risk

    41 days

  • Marisol Bay Collective

    CA

    Very High Risk

    92 days

Risk rating alert

Corvid Direct Eastvale

High risk

Rating moved from Medium to High after two new 60+ day trade lines were reported.

CCA by the numbers.

0,000+

Rows of A/R Data

0,500+

Cannabis Debt Claims

$0.0BIL+

Current Total Data

$0M+

Collection Claims

CCA Watermark

A simple path to make cannabis credit decisions and asses risk.

Our data is sourced from two main channels: third-party cannabis collection agencies and our active members in all legal cannabis markets. Collectively, our crowdsourced datasets guarantee comprehensive and robust insights, capturing diverse aspects of the legal cannabis landscape.

Every credit report shows a company's payment rating, average days late against the industry, on-time payment reliability, reported trade lines, current risk rating, and how its payment trend has moved over time.

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Sample CCA credit report showing payment rating, average days late, payment reliability, trade lines, risk rating gauge, and payment trend

COMMUNITY

Becoming a member of the Cannabiz Credit Association means joining a powerful community within the cannabis industry dedicated to excellence and driving the industry forward.

TRANSFORMATION

Our mission is to transform the cannabis industry by offering comprehensive cannabis trade credit solutions to empower informed credit decisions and drive the industry forward.

SUMMARIZED DATA

We summarize our collections and AR data, providing our members with easily accessible information to make informed credit decisions and accurately assess risk.

TRANSPARENCY

One of our most important values is the transparency with which we share our data, enabling everyone in the industry to make informed credit decisions.

A/R Audits

Risk monitoring starts with the monthly A/R audit.

Every month our members upload their accounts receivable. We audit each submission, sort every customer into aging buckets, and roll that history into the risk rating you see on their credit report. When a company's aging shifts, the rating moves with it and your alerts follow.

Sample companies and figures shown below are fictitious and for demonstration only.

Monthly A/R upload

Members submit their receivables every month. Every file is anonymized, standardized, and audited on arrival.

Aging breakdown

Each customer is sorted into current, 1-30, 31-60, 61-90, and 91+ day buckets so slow payment shows up early.

Rating recalculated

Aging, collection claims, and payment behaviour across all members roll into a single risk rating per company.

Alerts on change

When a rating moves or a new claim is filed, the accounts you monitor are flagged straight away.

Audit Report

June 2026 A/R submitted Jul 2, 2026

3 months reviewed
Total A/R

$82,563

91+ exposure

$21,541

Customers in 91+

8

Sent to collections

5

A detailed breakdown of your accounts receivable organized by aging categories for each submitted month.

A/R Summary by Aging Bucket

Select a month to inspect it
MonthCurrent1-30 Days31-60 Days61-90 Days91+ DaysTotal A/R
June 2026$0$28,987$31,516$2,619$19,441$82,563
May 2026$357,216$158,100$52,670$15,874$19,530$603,390
April 2026$341,880$149,420$48,310$14,260$18,740$572,610

0.0%

of June 2026 A/R current

35.1%

of June 2026 A/R 1-30

38.2%

of June 2026 A/R 31-60

3.2%

of June 2026 A/R 61-90

23.5%

of June 2026 A/R 91+

A/R Distribution Over Time

June 2026 selected

Current1-30 Days31-60 Days61-90 Days91+ Days
Upload Your Monthly A/R
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CANNABIS CREDIT DECISIONS AND RISK MONITORING HAS NEVER BEEN THIS EASY!

Three simple steps and you are in!

1

Book a Demo

Book a demo to become a member. Share your A/R data anonymously on a monthly basis.

2

Search Our Data

Use our databases to search companies before extending credit and to monitor your A/R.

3

Make Decisions

Have unlimited access for you and your team. Use the CCA as your primary tool for trade credit.

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Risk rating

VERY HIGH RISK

The A/R aging behind it

A/R aging breakdown across current, 30, 60, and 90+ day buckets

Extending credit terms?

Know how a company pays before the terms are signed.

Extending credit in cannabis carries risk that ordinary credit tools do not price in — a unique regulatory environment, thin banking access, and financial pressure that rarely shows up on a credit application. Membership gives cultivators, distributors, and ancillary businesses alike the receivables data to decide with evidence instead of instinct.

  • See the full aging picture

    Current, 30, 60, and 90+ day balances on debtor companies across every legal market we cover — not a self-reported credit application.

  • Judge risk on behaviour, not gut feel

    Ratings are built from what members actually collected, giving you a deeper read on the financial health and payment habits of a potential client or partner.

  • Catch trouble while it is still small

    Keep your open accounts under monitoring and hear about it the moment a rating slips or a claim is filed against them.

Data-driven decisions let cannabis businesses identify trustworthy partners, reduce late and defaulted payments, and protect their financial stability while still growing the relationships worth keeping.

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What each risk rating means.

Every monitored company sits on this five-point scale, recalculated as new A/R audits come in.

Very Low Risk

Customers with a strong credit profile, minimal risk, and excellent payment history.

Low Risk

Customers with minor risks or occasional delays but generally reliable payment behavior.

Medium Risk

Noticeable risks or payment issues, but the customer has potential to improve their standing.

High Risk

Customers with significant concerns but potential for improvement. They may have inconsistent payment patterns, but the risk isn't extreme.

Very High Risk

Customers with severe and unresolved financial issues, such as ongoing debts, habitual late payments, or legal disputes. Extremely high likelihood of non-payment.

The CCA network

Join the network the industry underwrites its future on.

Join the network the cannabis industry already trusts.

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Cannabis businesses connected through the CCA member network