Cannabis Credit Checks & AR Risk Monitoring for Michigan Operators

Instant credit insights, payment history, and real-time AR risk monitoring tailored to the Massachusetts cannabis market.

Get Your First Michigan Credit Report For Free

TRUSTED BY LEADING MICHIGAN CANNABIS-RELATED BUSINESSES

  • Pleasantrees
  • Dragon Fly
  • KAI
  • THC
  • Wojo Co
  • Yield Distribution

Why Michigan Matters

Michigan is one of the fastest-growing and most competitive cannabis markets in the Midwest. With evolving regulations, fluctuating wholesale prices, license saturation, and increasing use of trade credit, extending payment terms in Michigan comes with real financial risk.
Having Michigan-specific credit data and real payment history is essential to protect your receivables.

$258M+

MICHIGAN A/R DATA

2,000 +

MICHIGAN LICENSES TO 128 MEMBERS SHARING THEIR A/R

$13M+

MICHIGAN DEBT COLLECTION DATA

14.7%

OF MICHIGAN A/R IS 91+ DAYS PAST DUE

HOW CCA HELPS YOU CHECK WHO PAYS AND WHO DOESN’T IN MICHIGAN

1. Search for a Michigan cannabis company

2. Select records and run your credit check

3. Check the cannabis company’s risk score

Get Your First Michigan Credit Report For Free

4. Review the company’s payment behavior

Why Credit Risk Is High in Michigan

Michigan’s cannabis market is experiencing rapid growthbut also rising payment delays, license turnover, and increased competition. Many operators rely heavily on Net 30–90+ terms, which exposes vendors to slow payments and unpaid invoices.

Early AR risk signals help you protect cash flow by identifying:

  • Late-pay and no-pay operators

  • Increasing debt levels

  • Companies moving toward collections

  • Unusual payment activity

  • High-risk license types

Features & Benefits

  • Real-time credit checks for licensed cannabis companies in Michigan

  • AR risk alerts and monitoring for slow-pay or no-pay Michigan operators

  • Crowdsourced debtor data from Michigan’s largest credit-tracking dataset

  • Track risk by Michigan license type (grower, processor, retailer, microbusiness, etc.)

  • Unlimited team access + downloadable credit reports

Get Your First Michiga Credit Report For Free

RUN

Cannabis credit checks on any licensed operator in Michigan

MONITOR

Flagged debtors and late-payment history unique to Michigan.

TRACK

30/60/90+ day aging patterns across the Michigan supply chain

COMPARE

Benchmark Michigan payment behavior against national data

GET

Alerts when a Michigan operator’s payment behavior changes

FAQs about the CCA and cannabis credit scoring in Michigan

  • Michigan has thousands of operators, varying financial stability, shifting prices, and frequent market changes. A Michigan-specific credit check helps you evaluate real payment history, reliability, and financial risk before offering credit. Thus, reducing exposure to late payments and defaults.

  • With many Michigan companies operating on extended terms, AR risk monitoring alerts you when payment behaviors worsen.

    You get signals on:

    • Late payments

    • Increased debt

    • Collections activity

    • High-risk aging trends

    This allows you to intervene early, tighten terms, or pause credit extension.

  • CCA updates Michigan data continuously using crowdsourced A/R contributions, verified partner data, debt collection records and real-time payment signals.

    This ensures you always see the most accurate and up-to-date financial information.

  • You can search any licensed cannabis operator in Michigan, including:

    • Cultivators

    • Manufacturers

    • Distributors

    • Retailers/dispensaries

    • Delivery companies

    • Microbusinesses

    • Testing labs

    • Vertical operators

    If they hold a valid state license, you can run a credit check and monitor their AR risk.

  • Yes. Yes. All data is:

    • Anonymized

    • Fully compliant

    • Securely processed

    • Never shared with competitors or the company you’re checking


    CCA follows strict financial privacy and data-security standards.

  • CCA aggregates data from:

    • AR contributions from members

    • Debt collection records

    • Historical payment performance

    • Industry-wide aging data (30/60/90+ days)

    This gives you a complete, real-world financial picture of how cannabis companies actually pay in Michigan, not just what they claim on paper.

  • A CCA Michigan credit report includes:

    • Company license status

    • Risk rating & risk factors

    • Payment history and trends

    • 30/60/90+ day aging behavior

    • Collections alerts and flagged debtor status

    This supports faster and more confident credit decision-making.

  • Credit reports are available instantly.
    Just search the operator, select the record, and view the following in real time:

    • Risk score

    • Payment behavior

    • A/R aging

    • Collections activity

  • CCA helps you:

    • Identify high-risk cannabis companies before extending credit

    • Monitor customers for worsening payment behavior

    • Spot slow-pay/no-pay operators early

    • Benchmark risk across the Michigan market

    • Set smarter credit terms based on data

    The result: fewer losses, fewer surprises, and stronger cash flow.