Smyth Cannabis Credit Report & Risk Rating
Cannabis industry credit intelligence from Cannabiz Credit Association
Company Overview: Smyth Cannabis
Smyth Cannabis Co. is a Massachusetts-based craft cannabis cultivator and adult-use (recreational) dispensary operator with a growing retail footprint across the state. Founded in 2021 and listed as a 51–200 employee company on LinkedIn, Smyth positions itself as a premium operator focused on locally grown, lab-tested products and consistent batch quality.
The business combines cultivation and retail, including a 15,000 square foot grow facility described as tightly controlled “to the last detail,” with small-batch processes such as hand trimming and careful curing. That vertical integration matters in Massachusetts, where product testing, traceability, and inventory controls are core to day-to-day compliance expectations for licensed operators.
Massachusetts locations and retail access
Smyth operates three recreational dispensaries, each with published store hours of Mon–Sat 9am–10pm and Sun 10am–10pm:
- Lowell: 683 Rogers Street, Lowell, MA 01852 | (978) 455-0186
- Tewksbury: 1695 Shawsheen Street, Tewksbury, MA 01876 | (978) 746-8148
- Framingham: 85 Worcester Road, Framingham, MA 01702 | (508) 202-9284
Across these stores, Smyth’s assortment prominently includes flower, pre-rolls, edibles, and concentrates/extracts, supported by menu distribution through platforms such as Leafly.
Market presence and category momentum
In Massachusetts brand performance data, Smyth has shown measurable momentum in pre-rolls, improving from #41 (Sept 2025) to #28 (Dec 2025). The brand also trended upward in flower, moving from #75 to #60 over the same period—signals of rising consumer pull in key categories within the state’s competitive adult-use market.
Official site: smythcannabis.com
CCA Risk Rating System
Cannabiz Credit Association provides proprietary Risk Ratings that analyze payment history and financial factors to assess creditworthiness across the cannabis industry. Each rating reflects a data-driven assessment ranging from Very Low Risk to Very High Risk.
CCA Risk Ratings are for informational purposes only and do not constitute instructions or directives. Members should apply their own judgment and business policies when making credit decisions.
Smyth Cannabis in the Massachusetts Cannabis Market
Massachusetts cannabis market analysis for Smyth Cannabis
The Massachusetts adult-use cannabis market remains one of New England’s most tightly regulated environments, with licensing, product testing, and retail operations overseen by the state’s Cannabis Control Commission. For operators like Smyth Cannabis—a recreational dispensary and craft cultivator with retail footprints in Lowell, Tewksbury, and Framingham—market performance is shaped as much by compliance execution (packaging, lab testing, inventory controls) as it is by brand demand and retail throughput.
Competitive pressure is especially pronounced along the Route 3 / Merrimack Valley corridor (Lowell/Tewksbury) and the MetroWest retail belt (Framingham on Worcester Road), where consumers can compare menus quickly via marketplaces like Weedmaps and Leafly. That transparency compresses margins and shifts differentiation toward consistent freshness, batch quality, and reliable availability across high-velocity categories.
Category dynamics and brand momentum
Recent Massachusetts category data indicates Smyth Cannabis Co. has been gaining traction where repeat purchasing is strongest:
- Pre-rolls: improved from #41 (Sep 2025) to #28 (Dec 2025), signaling stronger shelf velocity and/or broader retail acceptance versus peers.
- Flower: moved from #75 to #60 over the same period, a meaningful lift in a crowded category where craft positioning matters.
- Vapor pens: weaker consistency (ranked #92 in Sep, dropped out of the top 30 in Oct/Nov, and returned at #100 in Dec), suggesting tougher competition or assortment gaps.
In the pre-roll set, Smyth’s upward movement also plays out against nearby-ranked brands such as Fathom Cannabis, HighMark Provisions (HMP), and Gators (MA). For partners evaluating wholesale or co-packing opportunities, this mix of improving ranks and category volatility underscores a market where operational discipline and compliant scaling are decisive competitive advantages.
Why Credit Intelligence Matters for Smyth Cannabis
Why credit intelligence matters when working with Smyth Cannabis in Massachusetts
For vendors and partners evaluating Smyth Cannabis, credit risk isn’t just about whether invoices get paid—it’s about how financial health intersects with Massachusetts cannabis compliance. Smyth Cannabis Co. operates adult-use dispensaries in Lowell (683 Rogers St), Tewksbury (1695 Shawsheen St), and Framingham (85 Worcester Rd), and also runs a craft cultivation operation (including a 15,000 sq. ft. controlled grow facility). That multi-site footprint can create uneven cash needs across retail operations, cultivation inputs, and product mix, making ongoing credit monitoring more valuable than a one-time check.
Massachusetts operators also face structural friction—restricted banking access, high effective tax burden, and strict oversight from the state’s cannabis regulators—so payment behavior can shift quickly when margins tighten or compliance costs spike. Credit intelligence helps you spot early signs of stress before they show up as missed payments.
Market signals matter, too. In Massachusetts, Smyth’s brand performance has shown measurable movement: its Pre-Roll ranking improved from #41 (Sep 2025) to #28 (Dec 2025), while Flower improved from #75 to #60 over the same period. At the same time, Vapor Pens rankings have been more volatile (dropping out of the top cohort and later reappearing lower), which can influence reorder cadence and payable cycles for category-specific suppliers.
How to use credit data in practice
- Set smarter terms: Align net terms and credit limits to observed payment trends and category seasonality (e.g., faster turns in strong-performing segments like Pre-Rolls).
- Verify compliance alignment: Confirm licensing status, ownership entities, and any material changes that could impact contracting or invoicing.
- Monitor for friction points: Watch for liens, UCC filings, or dispute patterns—especially important in cash-sensitive retail environments with strict return rules (Smyth notes 30-day returns for defective product with receipt, manager discretion).
For partners extending trade credit—packaging, security, construction, HVAC, lab services, or marketing—credit intelligence is the fastest way to balance growth opportunity with disciplined risk control in the Massachusetts cannabis market.
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